How to Trade Bank of America After Fiscal Q2 2025 Performance

July 21, 2025 11:48

Founded in 1904, Bank of America (NYSE: BAC) is a global leader in financial services and banking. The company offers a comprehensive range of banking, investment, and wealth management solutions to individuals, businesses, and institutions worldwide. 

Learn more about Bank of America's fiscal second-quarter 2025 performance and what analysts are forecasting for the stock. This material is for informational purposes only and not financial advice. Consult a financial advisor before making investment decisions.

Stock: Bank of America Corp.
Symbol for Invest.MT5 Account: BAC
Date of Idea: 21 July 2025
Timeline: 1 - 12 months
Entry Level: $46.70
Target Level: $57.00
Position Size for Invest.MT5 Account: Max 5%
Risk: High
  • The Invest.MT5 account allows you to buy real stocks and shares from some of the largest stock exchanges in the world.
  • Risk Warning: Past performance is not a reliable indicator of future results or future performance. All trading is high risk, and you can lose more than you risk on a trade. Never invest more than you can afford to lose as some trades will lose and some trades will win. Start small to understand your own risk tolerance levels or practice on a demo account first to build your knowledge before investing.
  • Trading is not suitable for everyone. Trading is highly speculative and carries a significant risk of loss. While it offers potential opportunities, it also involves high volatility, and leveraged trading can amplify both gains and losses. Retail investors should fully understand these risks before trading.

Bank of America Fiscal Q2 2025 Performance Summary 

Performance Metric Actual Result Expected Result Beat or Miss?
Earnings per Share $0.89 $0.86 Beat
Revenue $26.61 billion $26.72 billion Miss ❌

Key Takeaways 

  • Sales and trading revenue up 14% year-over-year to $5.3 billion due to tariff-driven volatility 
  • Retail banking revenue up 6% to $10.8 billion due to a rise in loans, checking accounts and deposits 
  • Office property costs rose, but were mostly covered due to prior provisions 
  • Shareholder returns of $13.7 billion from buybacks and dividends in H1 2025, up 40% from H1 2024 
  • Efficiency ratio tighter due to elevated expenses from new investments in AI and digital banking 
  • Investment banking fees down 10% year-over-year, trailing competitors 
  • Trade tensions and tariffs continue to weight on corporate investment and deal activity 
  • Revenue miss highlights some concern around a peak in growth, raising questions about whether momentum will continue in H2 2025 

Source: Bank of America Quarterly Results 

Bank of America 12-Month Analyst Stock Price Forecast

According to 18 Wall Street analysts, polled by TipRanks, offering a 12-month stock price forecast for Bank of America over the past 3 months: 

  • Buy Ratings: 15 
  • Hold Ratings: 3  
  • Sell Ratings: 0 
  • Average Price Target: $52.24
  • High Price Target: $57.00 
  • Low Price Target: $42.00
Source: Admiral Markets Stock List Macroscope, Bank of America. 21 July 2025. Past performance is not a reliable indicator of future results.

 

Trading Strategy Example: Bank of America 

The following trading examples are for educational purposes only and do not constitute investment advice. Investors should conduct independent research before making trading decisions. An example trading idea for the Bank of America share price could be as follows:

Entry: Break above post-earnings high at $46.70
Target: Just below the highest analyst price target at $57.00
Risk: Small, maximum 5% of the account 
Timeline: 1-12 months 
TRADE EXAMPLE  
Buy 10 Bank of America Shares: $467 (10 * $46.70) 
If Target Reached: $103 potential profit ($57.00 - $46.70 * 10) 
If Target Not Reached: Let's say a trader decided to close the trade at a price below their entry level at $30.00. This would result in a $167 loss ($46.70 - $30.00 * 10) 
Invest.MT5 Account Commission: 10 shares * $0.02 per share for US stocks = $0.20 (Triggers Minimum Transaction Fee of $1.00) 

Remember that markets go up and down. The stock price may even decline further, especially as some analysts may consider the stock overvalued due to its recent strong rally. There are also concerns around low deal activity due to tariff uncertainty and a rise in commercial property costs. The stock is still down around 15% from its record high in November 2006. 

How to Buy Bank of America Stock in 4 Steps  

  1. Open an account with Admiral Markets to access the dashboard.
  2. Click on Trade or Invest on one of your live or demo accounts to open the web platform.
  3. Search for your stock in the search window at the top.
  4. Input your entry, stop-loss and take profit levels in the trading ticket.
Source: Admiral Markets. MetaTrader 5 Web Trader. Bank of America. Monthly. Date: January 2011 to July 2025, captured on 21 July 2025. Past performance is not a reliable indicator of future results or future performance.

 

Do You See the Bank of America Stock Price Moving Differently?   

If you believe there is a higher chance the share price of Bank of America will move lower, then you can also trade short using CFDs (Contracts for Difference). However, these have higher associated risks and are not suitable for all investors. Learn more about CFDs in this How to Trade CFDs article.

INFORMATION ABOUT ANALYTICAL MATERIALS: 

The given data provides additional information regarding all analysis, estimates, prognosis, forecasts, market reviews, weekly outlooks or other similar assessments or information (hereinafter “Analysis”) published on the websites of Admiral Markets' investment firms operating under the Admiral Markets trademark (hereinafter “Admiral Markets”). Before making any investment decisions, please pay close attention to the following:  

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3. With view to protecting the interests of our clients and the objectivity of the Analysis, Admiral Markets has established relevant internal procedures for prevention and management of conflicts of interest. 

4. The Analysis is prepared by an analyst (hereinafter “Author”). The Author, Jitanchandra Solanki, is an employee of Admiral Markets. This content is a marketing communication and does not constitute independent financial research.

5. Whilst every reasonable effort is taken to ensure that all sources of the content are reliable and that all information is presented, as much as possible, in an understandable, timely, precise and complete manner, Admiral Markets does not guarantee the accuracy or completeness of any information contained within the Analysis.  

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7. Leveraged products (including contracts for difference) are speculative in nature and may result in losses or profit. Before you start trading, please ensure that you fully understand the risks involved. 

Jitanchandra Solanki
Jitanchandra Solanki Financial Markets Author, Admirals London

Jitanchandra is a financial markets author with more than 15 years experience trading currencies, indices and US equities. He is an accredited Market Technician with a BA Hons degree.