Fees and Charges

Yes, fees may be updated. Clients are encouraged to regularly check the Fees and Charges section on our website for the most up-to-date information. We also notify clients of significant changes via email and updates on our trading platforms.

The inactivity fee applies to accounts with a positive balance that have no trading activity for 24 months (effective from the last trade and starting the day thereafter). If you resume trading, you may request a refund of up to three months of previously charged inactivity fees. To submit a reimbursement request, please contact Customer Support after resuming trading. The inactivity fee can be avoided by keeping funds in your wallet. If you do not plan to trade for an extended period, this option allows you to maintain your account without incurring inactivity charges.

A currency conversion fee applies when trading instruments in a currency different from your account’s base currency. Maintaining balances in multiple currencies may help reduce conversion costs, depending on the base currency of the instruments you are trading. You can choose from a variety of account currencies available in your region and open accounts in different currencies (please note that retail clients can open up to 3 trade-type accounts (Trade.MT4/MT5, Zero.MT4/MT5) and 3 invest accounts (Invest.MT5)). For an example of how the conversion fee is calculated, please see: How the Currency Conversion Fee is applying?

Depending on the instrument and market, your transaction may include dividend withholding tax, stamp duty, financial transaction tax, PTM levy or other market levies. These charges depend on the issuer, domicile, market and applicable law, and they are not all charged by Admirals.

The withholding tax rate is determined by the country in which the company is registered, rather than the location where its shares are traded. For ETFs, the applicable tax rate is based on the country where the ETF is domiciled. Admirals applies non-treaty tax rates, which vary by country, except for US stocks, for which a 15% withholding tax rate is applied.

Both MT4 and MT5 support Forex trading. MT4 remains a popular choice for traders who prefer a familiar, streamlined trading experience. MT5 may be more suitable for those who want more built-in tools, more timeframes, and a broader analytical toolkit. The choice depends on whether the trader prioritizes simplicity or additional functionality.

We do not charge any fees for deposits. However, your bank, card provider, or payment service may apply their own transfer or processing fees. For withdrawals, one free withdrawal per calendar month for each payment method. Each additional withdrawal within the same calendar month will incur a fee, as determined by the selected payment method and its applicable terms. Banks or other payment providers may also charge separate fees.

No. All deposits and withdrawals must be made only to accounts that are in your name. Transfers to third-party accounts or other payment sources are strictly prohibited and will not be processed. Withdrawals are usually processed to the same bank account, card, or payment method used for your previous deposits to ensure security and compliance.